First things first: Pay cuts are legal as long as they’re not done in a discriminatory way. So, your virtual financial advisors want you to know that if a pay cut isn’t based on an employee’s race, gender or age, then a corporation can reduce their salary as long as it’s at least minimum wage.
Manage Your Small Business Like Its Big Business. Small business is big business in the U.S. In fact, your Miami financial consultants found out there are over 30.2 million small businesses in America (fewer than 500 employees). From high-tech start-ups to private medical clinics to boutique design firms, they all contribute to what’s known as…
The 50/20/30 Budget Rule. Budgeting may sound like an evil concept to most people, because it conjures up concepts of limiting yourself, labeling everything you want as one giant restriction. Some people even try to rename the act of budgeting with positive words such as wealth building process, financial goal planning or dream home system….
Debt settlement - Debt allows Americans to buy homes, cars, pay for college, and to enjoy things in the present that you can pay for later. But did you know that by the third quarter of just last year, consumer debt in the U.S. amounted to almost $14 trillion. According to the New York Federal